Minnesota Mortgage Broker · Rochester, MN
Every storydeserves a home.
We're a Minnesota mortgage broker. We shop multiple lenders for your loan, keep your information between us, and get you to closing.
- No credit pull to start
- About 2 minutes
- No pressure, just options
Why Sonder
A broker works for you, not a bank.
We shop. You save.
A bank can only offer its own loans. As a broker, we compare pricing from multiple lenders on every file and bring you the best fit.
Tough files are our specialty.
Self-employed income, tight timelines, tricky appraisals, rate swings. We've seen it, and we know how to get loans to the closing table.
Experience you can lean on.
Ryan Manley has originated mortgages for more than 18 years. You get a seasoned pro from day one, not a call center.
How it works
Three steps to the keys.
- 1
Tell us your story
A short form. No credit pull.
- 2
We shop the market
We compare lenders and show you real options side by side.
- 3
Close with confidence
We stay with you from pre-approval to closing day.
Your privacy
Your story stays with us.
We're not a lead website. When you fill out the form below, it comes to us, not to a dozen lenders who start calling. We only share what's needed to get your loan done.
Get Pre-Qualified.
No credit pull needed, no solicitation.
Enter your information below and get a quick, no pressure quote (just options).
Sonder is your trusted Minnesota mortgage company.
Ryan Manley · NMLS #51697618+years
Meet your loan officer
A real person who picks up the phone.
Ryan Manley has helped Minnesota families finance homes for more than 18 years. He's the person agents across Rochester call when a deal gets complicated, because he knows how to keep it moving.
Ryan Manley · Senior Loan Officer · NMLS #516976
Don't take our word for it.
Real reviews from Minnesota homebuyers and the agents who work with us.
“Ryan was very helpful and responsive while I searched for my first home loan. He was able to get me a very competitive interest rate and helped me really understand what I was looking at when it came down to the numbers.”
“He was able to get us a pre-approval same day as we were dealing with a multiple offer situation. He was awesome at communicating every step of the way until closing and making sure nothing was missed.”
“Our mortgage was a little unique and yet he was able to answer all our questions and get us into the mortgage that best helped and suited our needs.”
“He is very patient with first time homebuyers and helps them walk step by step through the process. I think he is one of the best lenders in Rochester, MN.”
Where we lend
Rochester roots. Minnesota-wide.
Based in Rochester and lending across the state, from Olmsted County to the Twin Cities and everywhere in between.
- Rochester
- Byron
- Stewartville
- Kasson
- Pine Island
- Oronoco
- Eyota
- Chatfield
- Owatonna
- Winona
- Austin
- Albert Lea
- Red Wing
- Mankato
- Twin Cities
- All of Minnesota
Your story starts here
Ready to see your options?
It takes about two minutes and won't touch your credit.
Sonder Mortgage Group · 905 N Broadway Ave, Rochester, MN 55906 · (507) 398-8384 · hello@sonder.mortgage
Sonder Mortgage Group is a Minnesota DBA of Three Point Mortgage LLC, NMLS #2364254. Ryan Manley, NMLS #516976. Equal Housing Opportunity. This is not a commitment to lend. All loans subject to credit approval.